Refinancing a loan

Is Your Loan Health in Check? Uncovering opportunities in refinancing

For many, the idea of refinancing a mortgage can be daunting, however, by taking advantage of a lower interest rate, you have the opportunity to save money. Refinancing could also enable you to consolidate debt or access equity for a future investment.

When switching home loans, it is important the benefits outweigh the costs.

We can help you consider your options before you make a switch. Refinancing does not necessarily involve moving to a new lender. You can refinance with your current lender and save on refinancing costs and time. By keeping your home loan with your current lender and merely switching products or asking for a lower rate, you can enjoy important advantages.

Even if you are interested in a different home loan product - for example, you want to refinance to a fixed or variable rate mortgage - you can save on discharge and settlement fees by staying with your existing lender. In some cases, your mortgage broker may be able to negotiate a better rate or home loan deal because the lender may want to keep you as their customer.

Assess your loan's vitality

Have an existing loan? Ensure it's optimised to your benefit and see if there's a better option.

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Unfold new opportunities

As your fixed rate term nears its end, uncover potential savings and next steps.

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